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AI and Credit Underwriting

Our portfolio includes an AI-powered maintenance service platform for B2B and B2B2C markets. Additionally, at Linktia we developed an AI-driven credit underwriting system to reduce default risks and enhance efficiency.

Saurav Suman

CTO - Data and analytics

Saurav Suman is a data and analytics leader with over a decade of experience driving large-scale transformation across fintech and technology sectors. He is recognized for building impactful analytics frameworks that convert complex data into measurable business growth.

Saurav previously served as Head of Analytics for Customer Experience and Support at Paytm, India’s largest fintech, where he led analytics across more than one billion weekly transactions. His leadership delivered significant operational efficiencies, cost reductions, and customer experience improvements through automation and advanced data intelligence. Before Paytm, he was Head of Business Analytics at Yubi (formerly CredAvenue), where he built the analytics function for a $5B B2B credit platform. Earlier in his career, he co-founded Basilcare, a health-tech venture, and held strategic analytics roles at Capital One in the U.S.

Areas of Expertise:
Analytics Strategy | Automation | Fintech | Product Intelligence | Customer Experience | Data-Driven Leadership

Education:
Indian Institute of Technology, Kharagpur
B.Tech (Hons.) in Civil Engineering